Rates
Here are our current interest rates for deposits and loans. Please note that rates are subject to change. Please contact us to confirm current rates and specials.
Term Deposits
Our term deposits are very popular with our members. Check back often for our latest rates.
View Term Deposits
RRSP Rates
Registered Retirement Savings Plans are a traditional savings strategy for investors who do not want risk.
View RRSP Rates
TFSA Rates
CECU's Tax-Free Savings Accounts are a nice flexible method of savings with some great rates.
View TFSA Rates
RIF & RESP Rates
Our members love our rates on Retirement Income Funds and Registered Education Savings Plans.
View RIF & RESP Rates
Personal Loans
Personal loans range from 6% to 10%. Please contact us for a current rate and/or consult.
Mortgage Rates
We offer a variety of rates for fixed-term mortgages.
View Mortgage Rates
Equity Shares
CECU equity shares pay dividends every February for the previous year.
- Minimum deposit $25
- Maximum deposit $500
Deposits must stay in the account until it closes.
Regular Shares (demand savings)
Most CECU members save using this account, as historically it has paid better than term deposits.
This account pays a dividend each February for the previous year.
5 yr Dividend History
Below is the performance history for our regular shares:
| Year |
Return Rate |
| 2020 |
1.15% |
| 2019 |
1.6% |
| 2018 |
1.7% |
| 2017 |
1.65% |
| 2016 |
1.6% |
| 2015 |
1.8% |
| 2014 |
1.8% |
| 2013 |
1.7%
|
Debit Cards are available for this savings account.